Glossy Holiday Money Envelope Design for Christmas and New Year Celebrations

A glossy money envelope with a festive design. The background has a rich red color with delicate white holiday patterns, such as holly leaves, berries, and snowflakes. The envelope features a shiny surface, reflecting light to create a luxurious appearance. The words "Merry Christmas and Happy New Year!" are boldly written in elegant, white script across the center. The overall look is cheerful and bright, capturing a sense of joy and celebration